Disability and agingOfficial formconditional

Social Security Request for Waiver of Overpayment Recovery

Official owner Social Security Administration

Ask SSA whether repayment can be waived for lack of fault and hardship/unfairness; distinguish this from disputing debt or changing repayment rate.

What problem this helps solve

Ask SSA whether repayment can be waived for lack of fault and hardship/unfairness; distinguish this from disputing debt or changing repayment rate.

Who completes it: Overpaid person/helper; child/legal-guardian signature rules differ. Financial authorization for capable adult requires their signature even with representative payee.

What this does not prove

A waiver is distinct from disagreeing with overpayment amount or requesting a smaller monthly recovery.

Dated source check

Official destination checked

Current waiver-only10-page 06-2025UF form discontinues prior editions. Retained /ssa-632.pdf is older01-2018combined waiver/rate purpose and is not promoted as current.

Last checked Sep 30, 2026. A working link does not establish the current edition, suitability, agency acceptance, or service availability.

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1. Check that this route fits

Stage and purpose: Request overpayment repayment waiver
Who completes it: Overpaid person/helper; child/legal-guardian signature rules differ. Financial authorization for capable adult requires their signature even with representative payee.
Jurisdiction: United States
Application mode: Signed-in form/upload; Paper fax/mail; Agency assistance

2. Prepare before starting

Read overpayment notice and distinguish waiver from reconsideration/rate change.
Current form routes certain requests of$2,000or less to phone help.

Documents named by the source

Overpayment notice, explanation and situation-specific household financial/resource/income/expense evidence; follow current form.

Fees and fee waivers: UNKNOWN — no filing fee stated in checked form.
Account: Sign-in for online upload/appointment option; paper/phone alternatives published.
Appointment: Agency appointment option exists; availability UNKNOWN.
Signature: Complete and sign statements on pages8and9 under specified adult/child/guardian rules; follow financial-record authorization choices.
Third-party certification or assessment: Unknown — confirm any certification, referral, or assessment with the official owner.

3. Follow official submission instructions

Read official instructions

Signed-in completion/upload
Fax or mail to local SSA office
Agency appointment/phone help; form identifies certain small-overpayment phone cases

4. Get help or an accommodation

Social Security — 800-772-1213; TTY 800-325-0778
Get help with the actual claim, report, appeal, payee or card task. Ask SSA which office provides that service and whether an appointment is needed before traveling.

Languages: English form read; request SSA language help.

Accessibility: PDF conformance not evaluated. Use requesting-office help for inaccessible forms or inability to complete them.

5. Know the supported next step

Keep confirmation and follow SSA waiver evidence/decision instructions.

Restrictions and unresolved details

No promise of waiver or collection treatment for a particular case.
Financial authorization signature is not automatically replaced by representative payee signature.
Older combined waiver/rate PDF is superseded for this candidate.

A waiver is distinct from disagreeing with overpayment amount or requesting a smaller monthly recovery.

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Applying for SSI or SSDI
- Request overpayment repayment waiver
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Official title: Social Security Request for Waiver of Overpayment Recovery
Form number: SSA-632-BK
Program: Social Security overpayment waiver
Jurisdiction: United States
Revision / edition: Jun 2025
Who completes it: Overpaid person/helper; child/legal-guardian signature rules differ. Financial authorization for capable adult requires their signature even with representative payee.
Signature: Complete and sign statements on pages8and9 under specified adult/child/guardian rules; follow financial-record authorization choices.
Submission methods: Signed-in completion/upload, Fax or mail to local SSA office, Agency appointment/phone help; form identifies certain small-overpayment phone cases
Supporting documents: • Overpayment notice, explanation and situation-specific household financial/resource/income/expense evidence; follow current form.
Languages: English form read; request SSA language help.
Accessibility: PDF conformance not evaluated. Use requesting-office help for inaccessible forms or inability to complete them.

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Source note: A waiver is distinct from disagreeing with overpayment amount or requesting a smaller monthly recovery.

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